Alliant Health Plans Insurance Coverage For Drug And Alcohol Rehab

Alliant Health Plans offers both in-network and out-of-network coverage for addiction treatment. Coverage levels vary by plan.

Addictioncampuses.com Alliant Health Plans Insurance Coverage For Drug And Alcohol Rehab

Alliant health insurance plans can help individuals with a drug or alcohol dependency to get the treatment they need to recover. Alliant plans cover a varying amount of inpatient and outpatient treatment services, including detox, therapy, and counseling.

Alliant Health Plans offers several insurance levels to fit a variety of budgets, including bronze, silver and gold plans. Bronze plans typically offer the cheapest monthly premiums but the highest out-of-pocket costs. Gold plans often cost the most per month but offer the lowest out-of-pocket costs. Silver plans fall in the middle.

Alliant SoloCare Bronze PPO 40021

  • Yearly Deductible: $7,350
  • Out-Of-Pocket Maximum: $7,350
  • In-Network Copay: $0 after the deductible is met
  • Out-Of-Network Copay: 50 percent after the deductible is met

Drug And Alcohol Detox Coverage

The Alliant SoloCare Bronze PPO 40021 plan covers drug and alcohol detox for inpatient and outpatient treatment. Individuals will not pay any costs after they meet the $7,350 deductible for counseling, therapy, and medications.

Inpatient Rehab Coverage

Inpatient drug and alcohol rehab is a great choice for individuals who need a distraction-free environment in order to recover. Patients may receive all covered services at no charge once they reach the $7,350 deductible. Inpatient rehab in a 24-hour drug and alcohol detox center is also covered. For exact coverages and any applicable limitations, the individual should review their coverage documents.

Outpatient Rehab Coverage

The Alliant SoloCare Bronze PPO 40021 plan covers outpatient rehabilitation at 100 percent once the deductible amount has been reached. For individuals who must work, attend school or care for family, an outpatient rehabilitation program can be an effective way to participate in treatment while maintaining other obligations.

Coverage For Medication-Assisted Treatment

The Alliant SoloCare Bronze PPO 40021 covers brand name and generic medications once the deductible has been reached. This means that individuals should be able to receive medication-assisted treatment as part of their outpatient or inpatient treatment program.

Medications such as Suboxone (buprenorphine, naloxone), Diskets (methadone), Revia (naltrexone) and their generic counterparts can help individuals recover from a substance use disorder by preventing withdrawal and discouraging relapse.

Coverage For Sober Living Houses

To determine if sober living houses are covered under the Alliant SoloCare Bronze PPO 40021 plan, individuals should read the plan details provided by Alliant Health Plans. This information will outline all of the limitations and exclusions involving covered treatment programs. The individual can also contact the specific sober living house to see if they accept the Alliant SoloCare Bronze PPO 40021 health insurance plan.

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Alliant SoloCare Silver PPO 40017

  • Yearly Deductible: $7,000
  • Out-Of-Pocket Maximum: $7,350
  • In-Network Copay: Copays and coinsurance amounts vary, typically between $85 and 30 percent
  • Out-Of-Network Copay: 50 percent after the deductible is met

Drug And Alcohol Detox Coverage

The Alliant SoloCare Silver PPO 40017 plan covers alcohol and drug detox for those who have a substance use disorder. Individuals can choose between inpatient or outpatient treatment, depending on their needs. They can also choose between in-network and out-of-network providers as both are covered under this insurance plan. However, choosing an in-network provider usually means lower out-of-pocket expenses.

Inpatient Rehab Coverage

Alliant SoloCare Silver PPO 40017 covers 24-hour inpatient rehabilitation for individuals who are suffering from drug or alcohol dependency. Insurance covers counseling, therapy, and other associated services to help with recovery. Individuals can expect to pay a 30 percent coinsurance after the deductible is met.

Outpatient Rehab Coverage

Outpatient rehabilitation is covered for individuals with a substance use disorder. Visits to a drug and alcohol counselor or any group therapy sessions are $85 per session. For specific exclusions and limitations, the individual should refer to their certificate of coverage.

Coverage For Medication-Assisted Treatment

Medication-assisted treatment can help with cravings and withdrawal symptoms, depending on which substance the individual developed an addiction to. The Alliant SoloCare Silver PPO 40017 plan may cover this type of treatment under the drug coverage provisions. Individuals can expect to pay between $20 and 50 percent of the medications, depending on whether the medication is a brand name drug or generic.

Coverage For Sober Living Houses

The Alliant SoloCare Silver PPO 40017 plan may cover sober living houses. The individual should call the specific sober living house to determine if they accept this insurance plan. They can also check their certificate of coverage to determine any exclusions or limitations of the policy.

When an individual needs additional time to practice relapse-prevention skills before returning to independent life, a sober living house can help. These homes provide a drug- and alcohol-free living environment while allowing residents the freedom to work or go to school.

Alliant SoloCare Gold PPO 40002

  • Yearly Deductible: $2,300
  • Out-Of-Pocket Maximum: $7,350
  • In-Network Copay: Copay and coinsurance amounts vary according to the service, usually between $20 and 50 percent
  • Out-Of-Network Medical Services: 40 percent after the deductible has been met

Drug And Alcohol Detox Coverage

Inpatient and outpatient drug and alcohol detox is covered by the Alliant SoloCare Gold PPO 40002 plan for both in-network and out-of-network providers. Out-of-pocket costs for treatment services are lower for in-network providers than out-of-network providers.

Inpatient Rehab Coverage

Inpatient rehabilitation for individuals suffering from a drug or alcohol dependency is covered. If an in-network provider is chosen, the individual can expect to pay 20 percent in coinsurance once the deductible has been met. If the individual chooses an out-of-network provider, they can expect to pay 40 percent after the deductible has been met.

Outpatient Rehab Coverage

Outpatient rehabilitation services are covered for both in-network and out-of-network providers. When an in-network provider is used, the individual can expect to pay $20 per visit. When an out-of-network provider is used, Alliant Health Plans may cover up to 60 percent of the costs after the yearly deductible has been met.

Coverage For Medication-Assisted Treatment

The medication-assisted treatment combines therapy with prescription medications to lessen withdrawal symptoms and help with cravings. This type of treatment may be covered under the mental and behavioral health services as well as the provisions for drug coverage. If covered, office visits may be charged $20 per visit for an in-network provider and 40 percent for an out-of-network provider. The individual can expect to pay between $20 and 50 percent for medications.

Coverage For Sober Living Houses

The Alliant SoloCare Gold PPO 40002 may cover sober living homes for individuals who need additional time to adjust to sobriety after completing a treatment program. To determine specific coverages and limitations, the individual should contact the specific sober living home and refer to their certificate of coverage for more details.

In-Network Vs. Out-of-network Insurance Coverage

Alliant Health Plans offers coverage for in-network and out-of-network providers. However, the out-of-pocket expenses can vary greatly. This is because in-network health insurance providers have a contract with the health insurance company, and out-of-network providers do not. If one drug and alcohol rehabilitation center is out-of-network, you can choose whether to accept their services or find an in-network provider that would result in lower out-of-pocket expenses.

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How To Find Drug And Alcohol Rehab Centers That Accept Alliant Health Plans

1) Contact Addiction Campuses for an immediate verification of benefits. Addiction Campuses can answer questions about insurance and addiction treatment and perform a no-obligation verification of insurance benefits on your behalf.

2) Contact the insurance provider by using the phone number on the back of the insurance card or by visiting the provider’s website. A representative will be able to match you to an in-network drug and alcohol rehab center.

3) Call the treatment center you or your loved one is interested in. The treatment center’s admissions team can answer questions about covered services.

 


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