BridgeSpan Health Insurance Coverage For Drug and Alcohol Rehab

Health insurance plans often include coverage for addiction treatment. BridgeSpan Health offers a variety of plans that include inpatient and outpatient drug and alcohol rehab.

Addictioncampuses.com BridgeSpan Health Insurance Coverage For Drug And Alcohol Rehab

BridgeSpan Health offers health insurance plans that can help individuals afford inpatient and outpatient drug and alcohol treatment. These plans offer a range of deductibles and copayment amounts so out-of-pocket costs can be effectively managed.

BridgeSpan categorizes their insurance plans according to coverage levels. Their three most popular levels are standard bronze, bronze, and silver. Each of these plans offers medication coverage as well as inpatient and outpatient treatment options for substance use disorders and mental health.

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BridgeSpan Standard Bronze HSA Plan EPO

  • Yearly Deductible: $6,550
  • Out-Of-Pocket Maximum: $6,550
  • In-Network Copay: No coinsurance payments after the deductible has been met
  • Out-Of-Network Copay: No coverage

Drug And Alcohol Detox Coverage

The BridgeSpan Standard Bronze HSA Plan EPO does cover drug and alcohol detox for individuals who have a chemical dependency. Individuals can choose inpatient or outpatient treatment, depending on their needs. Once they’ve met the deductible, BridgeSpan may cover up to 100 percent of the costs.

Inpatient Rehab Coverage

Inpatient drug and alcohol rehab may be a covered level of care under the Bronze HSA Plan EPO. Once the deductible has been met, the individual incurs no further out-of-pocket expenses. Residential addiction treatment involves living in a treatment center for the duration of the treatment program.

Outpatient Rehab Coverage

Outpatient drug and alcohol rehab may be covered under BridgeSpan’s Standard Bronze HSA Plan EPO. Once the annual deductible has been met, the individual receiving treatment incurs no further out of pocket costs.

Outpatient rehabilitation allows an individual the ability to schedule office visits with counselors and therapists along with other health care providers at times that are convenient. This works well for individuals who have work, school or family obligations.

Coverage For Medication-Assisted Treatment

Medication-assisted treatment may be included in the drug coverage provisions for the BridgeSpan Standard Bronze HSA Plan EPO. Once the deductible has been met, there are no coinsurance amounts.

Coverage For Sober Living Houses

Sober living homes may be covered under BridgeSpan Standard Bronze HSA Plan EPO. However, coverage amounts, limitations and other stipulations should be determined by calling the sober living home as well as BridgeSpan.

BridgeSpan Bronze HDHP 6000 EPO

  • Yearly Deductible: $6,000
  • Out-Of-Pocket Maximum: $6,650
  • In-Network Copay: Typically, 30 to 50 percent
  • Out-Of-Network Copay: No Coverage

Drug And Alcohol Detox Coverage

The BridgeSpan Bronze HDHP 6000 EPO health insurance plan covers expenses associated with receiving treatment for drug and alcohol dependency. Individuals can choose a treatment center that offers inpatient or outpatient care.

Coinsurance amounts are typically 30 percent when an in-network provider is chosen. Out-of-network providers are not covered under the plan.

Inpatient Rehab Coverage

BridgeSpan’s Bronze HDHP 6000 EPO covers inpatient stays at a drug and alcohol rehabilitation center. Once the annual deductible is met, the individual may incur no further out-of-pocket expenses. Residential addiction treatment typically lasts between 30 and 90 days.

Outpatient Rehab Coverage

BridgeSpan’s Bronze HDHP 6000 EPO covers outpatient rehabilitation. Once the deductible is met, there are no further coinsurance costs. Outpatient drug and alcohol rehabilitation can offer more flexibility for individuals who need to maintain employment, go to school or take care of their families.

Coverage For Medication-Assisted Treatment

Medication-assisted treatment can help with the detox and recovery phases of both inpatient and outpatient treatment programs. Bridgespan may cover the required medications under the prescription drug coverage clauses. When medications are covered, the individual can expect to owe no coinsurance after the deductible has been met.

Coverage For Sober Living Houses

To determine if a specific sober living home is covered by the BridgeSpan Bronze HDHP 6000 EPO health insurance plan, the individual should contact the insurance provider and the preferred sober living home. This will help determine if coverage is available and the applicable copays and coinsurance amounts.

BridgeSpan Silver HDHP 3000 EPO

  • Yearly Deductible: $3,000
  • Out-Of-Pocket Maximum: $6,650
  • In-Network Copay: Typically 10 percent; prescription coinsurance can be more
  • Out-Of-Network Medical Services: Not covered

Drug And Alcohol Detox Coverage

Drug and alcohol detox services are covered at inpatient and outpatient treatment facilities for individuals who have the BridgeSpan Silver HDHP 3000 EPO plan. Covered services may include room and board, medications, therapy and group services when the individual chooses an inpatient treatment program. Outpatient services may include office visits as well as other services. Individuals can expect to pay 10 percent in coinsurance once the deductible has been met.

Inpatient Rehab Coverage

BridgeSpan’s Silver HDHP 3000 EPO health insurance plan includes coverage for inpatient rehab. Once the annual deductible has been met, individuals can expect to pay 10 percent or more in coinsurance. Residential drug and alcohol rehab is a great choice for individuals who would benefit from 24-hour support in an environment free of distractions and triggers.

Outpatient Rehab Coverage

Outpatient rehabilitation is a flexible way to get treatment for an addiction. This level of care may involve day treatment, also called partial hospitalization, or it can involve individual visits to addiction treatment and mental health care professionals. Once the annual deductible had been met, BridgeSpan may cover up to 90 percent of the costs associated with treatment.

Coverage For Medication-Assisted Treatment

Medication-assisted treatment may be covered by the BridgeSpan Silver HDHP 3000 EPO health insurance plan. The prescription medications used in MAT to prevent withdrawal and decrease cravings could be covered under the provisions for generic and brand name medications. Individuals can expect to pay between 10 and 50 percent in coinsurance after the yearly deductible has been met.

Coverage For Sober Living Houses

The BridgeSpan Silver HDHP 3000 EPO may cover sober living houses, which are living facilities that offer 24-hour support while giving the individual some freedoms in order to help them acclimate to a life in sobriety.

To determine if a sober living home is covered, contact BridgeSpan Health or the sober living home in question for additional information, like limitations, copays and coinsurance amounts.

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In-Network Vs. Out-Of-Network Insurance Coverage

BridgeSpan Health categorizes healthcare providers as either in-network or out-of-network. In-network providers have a pricing agreement with the insurance provider and bill them directly on behalf of the patient. As a result, services are generally less expensive and out-of-pocket expenses are lower. Out-of-network providers do not have an agreement with the specific insurance company, which results in higher out-of-pocket costs for the patient.

How To Find Drug And Alcohol Rehab Centers That Accept BridgeSpan Health

1) Contact Addiction Campuses for an immediate verification of benefits. Addiction Campuses can answer questions about insurance and addiction treatment and perform a no-obligation verification of insurance benefits on your behalf.

2) Contact the insurance provider by using the phone number on the back of the insurance card or by visiting the provider’s website. A representative will be able to match you to an in-network drug and alcohol rehab center.

3) Call the treatment center you or your loved one is interested in. The treatment center’s admissions team can answer questions about covered services.

 


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