Oxford Health Plans Insurance Coverage For Drug And Alcohol Rehab
Substance abuse, addiction, and dependence are serious conditions that may have adverse effects to every aspect of life. A report by the National Institute of Alcohol Abuse and Alcoholism estimated that 17 million Americans have an alcohol use disorder (AUD). Such disorders take a toll on every area of life – personal, family, and professional. People often feel the disorder take complete control over them, leaving them helpless and compelled to fuel their addiction day after day.
Treatment For Addiction As Covered by Oxford Health
Addiction is a vicious cycle that one must make a focused effort to stop. Often, the very first step to get onto the road to recovery is to seek out appropriate and holistic treatment for substance abuse. The treatment options that cover detoxification as well as rehabilitation can be costly propositions.
But that is where health insurance comes in. With a good health insurance plan that offers coverage for treatment, people suffering from alcohol abuse disorders may be able to focus on getting better and becoming a happy member of society. Oxford Health Plans, a United Healthcare company, offers coverage to help people get their lives back on track.
Oxford Health Plans & Authorization
Oxford Health Plans covers all types of inpatient and outpatient programs to help patients beat alcohol addiction, but this depends on the specific plan in question that the patient opts for. There is no referral required for coverage offered by Oxford Health Plans, but it is essential that pre-certification or authorization be acquired beforehand for inpatient admission.
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Oxford Health Plans & Detoxification
Coverage is based on several factors and offers certain benefits. Detoxification is often the very first step in recovery. Here, the patient cleanses their system of the substance that was holding them hostage. Oxford covers detoxification, which is provided in an outpatient setting for the purpose of completing a withdrawal from substances that is medically safe.
When there is a risk of severe withdrawal symptoms or medical health conditions which are co-occurring and can’t be safely managed in a less intensive detoxification setting, then inpatient detoxification is needed. If the detoxification requires 24-hour care, but not onsite access to medical personnel, then it falls under residential detoxification.
Oxford Health Plan Benefits
Affected outpatient and inpatient behavioral health benefits for conditions which are known to be either biological or organic in origin must be equivalent to the medical benefits provided. For instance, the coinsurance or copayment must be equal to the medical coverage.
Oxford Health Plans & Rehabilitation
Oxford Health Plans offers coverage on rehabilitation services from alcohol abuse which is monitored and structured. This includes medical monitoring, observation, and addiction treatment. This happens through a network of inpatient and outpatient facilities which specialize in these treatments. Partial hospital programs usually last up to 4 hours per day, for about 2 or more days a week.
If you would like to begin your journey towards recovery and becoming a viable member of the community, seek help today.